SMART BORROWING
A personal loan to pay off high-interest credit cards.
- Personal loans from $5,000 – $40,000
- Fixed rates for qualified borrowers
- Flexible terms from 2 to 5 years
Debt Consolidation Loan
- Pay off multiple credit cards and store cards
- Replace them with one fixed monthly payment
- Potentially lower your overall interest rate
- Terms typically 24–60 months
Life Event Loan
- Cover weddings, moves, or big purchases
- Use for medical bills, tuition gaps, or travel
- No collateral required on most offers
- Predictable payments that fit your budget
Emergency Expense Loan
- Handle car repairs, urgent bills, or home fixes
- Fast decisions and funding from lending partners
- Clear terms—no introductory “teaser” rates
- Options for a range of credit profiles
The companion card that can help you responsibly build credit
- No annual fee and straightforward terms
- Real-time alerts and spending controls in the mobile app
- Free monthly credit score monitoring
Credit card approval is subject to eligibility, credit review, and issuer terms. Responsible use is required to help build or maintain your credit score.
— Kate Barton (Founder & CEO of Quickdesk)
Fast funds
Many approved borrowers receive funds as soon as the next business day after final approval.
Fixed interest rate
Lock in your rate today—your monthly payment won’t change over the life of the loan.
Predictable payments
One due date, one payment amount, and a clear payoff schedule.
The personal touch
Talk to real specialists by phone, email, or chat if you have questions at any step.
Autopay friendly
Set up automatic payments to stay current and avoid late fees.
2014
$350M+
Every situation is unique—these figures are illustrative and individual results will vary.
Meet your financial needs.
Find peace of mind.
A composable approach
Composable banking started here at FinFlow. Legacy and inflexible banking systems were blocking innovation.
- Microservices-based architecture
- API-first functionality
- Cloud-native scalability
- Headless applications
Why apply for a ClearPath
personal loan?
Used wisely, a personal loan can be one of the most efficient tools for getting out of high-interest debt and regaining control over your cash flow.
Lower interest vs. credit cards
Many credit cards charge variable rates that can climb over time. A fixed-rate loan may reduce what you pay in interest, especially if your cards are already high.
One simple payment
Replace multiple due dates and minimum payments with a single monthly payment and a clear payoff date.
Flexible use of funds
Consolidate credit cards, cover medical expenses, handle home repairs, or fund other approved needs—all with one loan.
Our process is simple
yet effective
We’ve built each step to give you clarity and confidence—from checking your rate to your very last payment.
Here Is The Steps
- Check your rate online Share some basic information about your income, debts, and desired loan amount. Checking your options uses a soft inquiry where available.
- Review your offers Compare potential offers from lending partners—APR, term, and estimated monthly payment—side by side.
- Choose and confirm Select the option that best fits your budget. Complete your application directly with the lender.
Read everything about
personal loans & smart borrowing
Our Learning Center articles help you understand how personal loans work—and how to use them without creating new problems.
How to Decide If a Personal Loan Is Right for You
Learn when consolidating credit cards with a personal loan can save you money, and when it might not.
Read More →
5 Mistakes to Avoid When Taking a Personal Loan
From borrowing too much to ignoring fees, here’s what to watch for before you sign.
Read More →
Personal Loan vs. Balance Transfer: Which Is Better?
Compare two common strategies for tackling high-interest debt and see which fits your situation.
Read More →Your burning question, answered
New to personal loans or consolidation? These FAQs cover the basics so you can move forward with clarity.